Many people who are injured after an accident at work suffer in silence, worried that their job will be at risk, not to mention their relationship with their employer.
Many want to claim compensation for the incident that caused them to suffer, but most do not want their employer to get into trouble.
If you have suffered an injury caused by your work, then you are entitled to make a claim for the compensation you are entitled to. Here’s what you should do:
Consider when your accident was
In most cases, there is a time limit to report workplace accident claims. If you think you might be able to make a claim for compensation after a workplace accident, then report it as soon as possible waiting could hinder your case.
Who was responsible?
Even if your employer is not responsible for the conditions that caused your injury if it happened at work you could still be entitled to claim benefits. You may have been the victim of dangerous work practices, negligence of co-worker with another company, badly-maintained equipment, or maybe toxic substances; all of which could lead to a possible claim for compensation. Even if it was simply injuring yourself when you lifted something, it can be compensable.
Did you receive medical attention?
If you did not receive the correct medical attention at the time of your accident at work, this may have an impact on your claim. Do not delay in seeking medical care. Be sure to describe the cause of your injury. It is the employer’s responsibility to ensure you are treated correctly following work injury and your ER should not prevent or hinder you from seeking medical care.
Do you have all the details to hand?
In the case of an accident in the workplace, you should collect as many details as you can, such as where the accident happened, when it took place, who was supervising and what action was taken. This information can be vital should you proceed with a workers’ compensation claim. Photographs of the injury or environment where it took place may be helpful.
Do you have a reputable Attorney on your side?
If you have been injured due to an accident at work this can be a difficult and troubling time and you will need all the expert advice of an experienced and reliable law firm.
Harvey & Carpenter has over 50 years’ experience and are specialists in workers’ compensation, workplace injury and accidents, and social security disability.
So, if you’ve been injured in a workplace accident call us today at (507)-779-7529 and let us help you get the compensation you deserve.
Understand Minnesota’s Workers’ Compensation Benefits
In Minnesota, workers’ compensation benefits generally cover medical expenses, rehabilitation costs, and a portion of lost wages if you are unable to work due to a workplace injury. You may also be eligible for permanent disability benefits if your injury results in lasting impairment. It is important to know that your employer’s workers’ compensation insurance is designed to cover these claims, and accepting benefits typically means you waive the right to sue your employer for negligence. However, this system is in place to provide you with timely financial support while you recover.
Report Your Injury Promptly to Your Employer
Minnesota law requires that you notify your employer of a workplace injury within 14 days. Failing to report within this timeframe can jeopardize your claim. Even if your injury seems minor initially, some conditions worsen over time. Prompt reporting not only protects your rights but also ensures your employer can take necessary steps to prevent future accidents.
Keep Detailed Records of Your Treatment and Communication
Maintaining organized records of all medical visits, treatments, prescriptions, and related expenses is crucial. Additionally, document any communication with your employer, insurance adjusters, or healthcare providers about your injury or claim. These records support your case if there are disputes about the extent of your injury or benefits owed.
Consider Social Security Disability Insurance (SSDI) if Your Injury is Severe
If your injury results in a long-term or permanent disability that prevents you from working for at least 12 months, you may qualify for SSDI benefits through the federal government. Unlike workers’ compensation, SSDI is based on your inability to engage in substantial gainful activity due to disability. Applying for SSDI can be complex, and having legal guidance can improve your chances of approval.
If you have been injured at work in Minnesota and need assistance navigating your workers’ compensation or SSDI claim, the attorneys at Harvey & Carpenter in Mankato are here to help. Contact us to schedule a consultation and protect your rights effectively.
