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Can I Work While Receiving Social Security Disability Benefits?

Social Security Disability Insurance (“SSDI”) provides financial support to individuals who are unable to work due to a disability. It is a valuable resource for those who are unable to earn an income and need assistance with daily living expenses. However, many people wonder if they can still work while receiving SSDI benefits. The short answer is yes, you can work while receiving SSDI benefits. The Social Security Administration (“SSA”) encourages individuals with disabilities to return to work if they can do so. However, there are rules and regulations in place that govern how much you can earn while still receiving benefits.

First, the SSA has a Trial Work Period (“TWP”) where you can test your ability to work without losing your benefits. During this period, which can total nine months over a five-year period, you can earn any amount regardless of how much it exceeds the SGA limit without affecting your benefits. After the TWP, you enter the Extended Period of Eligibility (EPE), where you can earn up to the SGA limit for 36 months.

The SGA limit for 2024 is $1,550 per month for non-blind individuals and $2,590 for blind individuals. If your earnings exceed this amount, it is considered substantial gainful activity and can result in your benefits being reduced or stopped altogether. However, there are deductions and exclusions that may apply to your earnings, such as impairment-related work expenses.

Contact Harvey & Carpenter for a Free Consultation

Navigating SSDI can be an overwhelming and stressful experience. At Harvey & Carpenter, our experienced attorneys are here to guide you through the complex process of obtaining SSDI benefits in Minnesota. Our skilled attorneys are well-versed in the laws governing SSDI, and we can assist you with applying for SSDI or appealing a denied SSDI application. Our experienced attorneys can guide you through the application process and help you gather all necessary medical evidence to support your claim. If you are considering applying for SSDI, do not hesitate to contact us for a free consultation. We are here to be your advocate and help you receive the benefits you need during this difficult time.