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Common Workplace Injuries Covered by Workers’ Compensation

Workers’ compensation is a type of insurance that provides benefits to employees who are injured in the course of their employment. These benefits typically cover medical expenses, lost wages, and rehabilitation costs. In Minnesota, workers’ compensation laws are in place to protect both employers and employees in cases of workplace injuries.

In this article, we will discuss some of the most common workplace injuries that are covered by workers’ compensation. This knowledge can be valuable for employees to understand their rights under Minnesota’s laws.

Common Workplace Injuries that are Covered by Workers’ Compensation

There are various types of injuries that can occur in the workplace, ranging from minor accidents to serious and life-changing incidents. Some of the most common workplace injuries covered by workers’ compensation include:

Musculoskeletal Injuries:

Musculoskeletal injuries are among the most common workplace injuries that are covered by workers’ compensation. These types of injuries involve damage to muscles, tendons, ligaments, nerves, discs, and blood vessels. Some examples of musculoskeletal injuries include strains, sprains, tears, and fractures. These injuries can occur due to repetitive motions, overexertion, or sudden impact. Workers’ compensation coverage for musculoskeletal injuries typically includes medical expenses, rehabilitation costs, and lost wages during the recovery period. In some cases, it may also cover the cost of assistive devices or modifications to the workplace to accommodate any permanent disabilities.

Slips, Trips, and Falls:

Slips, trips, and falls are another common type of workplace workers compensation injury that is covered by workers’ compensation. These accidents can occur due to hazards such as wet floors, uneven surfaces, or cluttered work areas. Slips, trips, and falls can result in various injuries, from minor bruises to severe head trauma. Workers’ compensation coverage for slips, trips, and falls may include medical expenses, rehabilitation costs, and lost wages during the recovery period. It may also cover the cost of any necessary modifications to prevent similar accidents in the future.

Burns and Lacerations:

Burns and lacerations are common workplace injuries that can occur due to exposure to chemicals, extreme heat or cold, sharp objects, or machinery. These types of injuries can range from minor cuts and scrapes to severe burns that require long-term medical treatment. Burns and lacerations can be prevented by following proper safety protocols and providing employees with necessary personal protective equipment. However, if an accident does occur, workers’ compensation coverage can help cover medical expenses, rehabilitation costs, and lost wages during the recovery period. It may also cover any necessary cosmetic or reconstructive surgeries for severe burns or scarring.

Repetitive Use (“Gillette”) Injuries:

Repetitive use injuries are a common type of workplace injury that can occur due to repeated movements, such as typing or using hand-held tools. These types of injuries can cause pain, inflammation, and loss of mobility in the affected area. Repetitive use injuries are often seen in professions such as office work, manufacturing, and assembly line work. Workers’ compensation coverage for these injuries may include medical expenses, rehabilitation costs, and lost wages during the recovery period. It may also cover ergonomic assessments and necessary modifications to prevent further injuries.

Hearing Loss:

Exposure to loud noises is a common hazard in many workplaces, especially in industries such as construction, manufacturing, and transportation. Prolonged exposure to loud noises can lead to hearing loss, which is a covered workplace injury under workers’ compensation. Workers’ compensation coverage for hearing loss may include medical expenses, the cost of hearing aids, and lost wages during any necessary recovery period or time off work. In some cases, it may also cover vocational rehabilitation or retraining if the employee is unable to return to their previous job due to hearing loss.

Occupational Diseases:

Occupational diseases are illnesses or health conditions that are directly caused by occupational hazards, such as exposure to chemicals, radiation, or repetitive movements. These diseases can range from respiratory issues to cancer and may take years to develop. Workers’ compensation coverage for occupational diseases may include medical expenses, rehabilitation costs, and lost wages during the treatment or recovery period. In some cases, it may also cover the cost of ongoing medical treatments or long-term care for chronic conditions.

Lack of knowledge about workers’ compensation can be a significant barrier in understanding your rights and responsibilities. It is strongly recommended that injured workers seek legal representation to ensure their rights are protected. If you have suffered a workplace injury, contact Harvey & Carpenter at (507) 779-7529 or en Espanol (507) 779-7202.