From 2010 to 2011, the number of workers compensation claims in Minnesota slightly fell, but there was a small increase in the cost per claim during that same time period, according to the Minnesota Department of Labor and Industry.
The frequency of the claims fell to 4/6 claims for every 100 full-time employees in 2011. This was a decrease from 2010’s 4.9 for every 100. In 1997, that number was 8.7 for every 100.
As for the cost, it increased in 2011 to $1/28 for every $100 of payroll. This was up 4 cents for every $100 of payroll in 2010.
One major contributor to this increase is the rise in medical expenses.
In 2011, approximately 22 percent of workers compensation Minnesota claims were disputed compared to 21 percent in 2010. This was up from 15.5 percent in 1997, according to the state Labor Department. The majority of the disputes were regarding medical payments by workers comp.
Workers’ compensation is designed to help individuals who have been hurt on the job. It is this reason that a majority of employers are required to carry workers’ comp insurance. The insurance pays for a percentage of the missing wages, medical expenses, and other costs related to the qualified workplace injury. Work comp in Minnesota also covers vocational rehabilitation costs, which allows an individual to train in another field if they are unable to return to their former field due to the injury.
The amount of time in which a person receives benefits can vary based on the type of injury and its severity. The goal, however, is to provide a person with the support that they need while they recover so they can return to work, whether it is in the same workplace or field or another workplace or field.
If you have been injured at work, we’re here to help you Call us on: 507-779-7529 or email: [email protected] to schedule a FREE consultation.
When navigating a workers’ compensation claim in Minnesota, it is important to understand the deadlines and requirements involved. Injured workers must report their injury to their employer as soon as possible, ideally within 14 days, to ensure timely filing of the claim. Failure to report promptly can lead to delays or denial of benefits. After the employer is notified, a claim form should be submitted to the Minnesota Department of Labor and Industry. Keeping detailed records of all medical treatments, communications with your employer and insurance company, and any lost wages can help support your case if disputes arise.
It is also crucial to recognize how workers’ compensation interacts with Social Security Disability Insurance (SSDI). In Minnesota, if you receive workers’ comp benefits and later apply for SSDI due to a long-term disability related to your work injury, your workers’ comp payments may affect your SSDI benefits. Specifically, a reduction in SSDI benefits can occur if you receive a lump sum settlement or ongoing workers’ compensation payments. Consulting with an experienced attorney can help you understand how to coordinate these benefits to avoid unexpected financial consequences.
Vocational rehabilitation is another important aspect of the Minnesota workers’ compensation system. If your injury prevents you from returning to your previous job, you may qualify for retraining or education to enter a different career. The state offers programs to assist with job placement and skills development, which can be a vital resource during recovery and transition periods.
At Harvey & Carpenter, we understand how complex and overwhelming workers’ compensation and SSDI claims can be. Our attorneys in Mankato are dedicated to helping injured workers protect their rights and secure the benefits they deserve. If you have questions about your claim or need assistance navigating the process, contact us at 507-779-7529 or email [email protected] for a free consultation. We are here to help you every step of the way.
