Social Security Disability Insurance (SSDI) is a federal program that pays monthly benefits to people who were working but are now disabled and can no longer work. SSDI does not pay out partial or temporary benefits.
SSDI should not be confused with Social Security Income (SSI). While both SSDI and SSI are administered by the Social Security Administration, they are different programs. SSI is for disabled children and adults who have limited income and resources.
If you are applying for SSDI benefits in Minnesota, you likely have several questions.
Who Qualifies For SSDI Benefits?
When reviewing SSDI applications, the Social Security Administration considers these five questions:
- Are you currently working?
- Does your condition meet the SSA’s definition of “severe”? “Your condition must significantly limit your ability to do basic work such as lifting, standing, walking, sitting, and remembering – for at least 12 months.”
- Is your disability on the SSA’s list of disabling conditions?
- Can you return to the work you were doing prior to your disability?
- Would you be able to do other types of work?
In certain special situations, SSDI benefits can also be paid out to:
- People who are blind or have low vision
- A worker’s widow/widower and disabled children
To the average person, SSDI guidelines can seem complicated and difficult to interpret. You may not be sure if you or your family member fit the criteria. You may be overwhelmed by the amount of information you have to gather, and the paperwork you’re asked to fill out.
For some people, applying for SSDI is an emotional process. It can be difficult to accept that a disability is permanent. Many people enjoy their work and take pride in providing for themselves and their families. Having your working years cut short can be difficult for some people to accept.
Keep in mind that SSDI is a benefit that you earned by working. It is a safety net for you and your family.
How do I apply for SSDI Benefits?
There are three ways you can apply for SSDI benefits:
- You can fill out an online application.
- You can apply over the phone.
- You can make an appointment to apply in person at your local Social Security office.
It is important that when you submit your SSDI application, it is complete. Missing or incomplete information can result in delays or even a denial. To reduce your chances of a denial, your application should provide the full scope of your disability.
What if I’m Denied SSDI Benefits?
If you applied for SSDI benefits and your claim was denied, you’re not alone. In recent years, only about 1/3 of all SSDI applications were approved. In the event that you are denied, you can appeal.
Experienced SSDI Attorneys in Mankato
At Harvey & Carpenter, we know SSDI requirements inside and out. We’re experts in this area of law. Every year, millions of people in the U.S. apply for SSDI, but to us, you’re not just a number.
We know every client has a unique situation. We can answer any questions you may have about SSDI benefits, no matter where you are in the process. Whether you’re just thinking about applying, want help applying, or need to start the appeal process, we can assist you.
You may not understand all of the paperwork you have been asked to fill out. Some of the language and requirements may be confusing to you. We can help. You don’t have to go through this process alone.
We are a local firm, proudly serving the Mankato area. We offer a free consultation, so contact us to get started. Applying for SSDI benefits can be a lengthy process, so the sooner you start, the better.